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Employee Benefits
Employee Benefits
For CUSD Employee Benefits Information Contact:
Stephanie Hernandez
Employee Risk & Benefits Administrator
760-331-5030 - FAX: 760-331-5030
email: stephanie.hernandez@carlsbadusd.net
(see retirement information below benefits)
Certificated Benefits
Important Notifications:
- Open Enrollment Notice - 2025
- CUSD Creditable Coverage Disclosure Notice - Certificated
- Women's Health & Cancer Rights Act Notification
Benefit Rates for Medical & Dental Plans:
- 2025 Certificated Medical Rates
- 2025 Certificated Dental and Vision Rates
- Certificated Benefit Contact List
Blue Shield of California
- 2025 Blue Shield POS Summary of Benefits
- Blue Shield POS Benefit Summary
- 2025 Blue Shield PPO Summary of Benefits
- Blue Shield PPO Benefit Summary
- 2025 Blue Shield Trio HMO Summary of Benefits
- Blue Shield Trio HMO Benefit Summary
- Blue Shield Trio HMO Healthy Savings Benefits
- Blue Shield Trio HMO Call the Car Benefits
- Blue Shield Chiropractic Benefits
- Blue Shield Infertility Benefits
- Blue Shield Urgent Care Benefits
- Blue Shield RX Mail Order Benefits
- Blue Shield Prenatal Program Benefits
- Blue Shield Mental Health Benefits
- Blue Shield Away From Home Care Benefits
- Blue Shield Be Healthy and Save Benefits
- Blue Shield Experian Identity Protection Benefits
- Blue Shield Online Account Registration Information
- Blue Shield Mobile App Information
Kaiser
- 2025 Kaiser Summary of Benefits
- 2025 Kaiser Benefit Summary
- Kaiser Evidence of Coverage
- Kaiser Chiropractic Benefits
- Kaiser Care Away From Home Flyer
- Kaiser Telehealth Information
- Kaiser Healthy Resources Benefits
- Kaiser Mental Health Benefits
- Kaiser Online Account Registration Information
- Kaiser Mobile App Information
Login to Kaiser for Health and Wellness Resources
Dental Plan - Delta PPO Dental, DeltaCare HMO
- Your Two Dental Plan Options
- Delta - Notice of Privacy Practices
- Delta Dental PPO Plan Highlights
- Delta Care (HMO) Evidence of Coverage
- Delta Care (HMO) Plan Highlights
- Delta Dental Find A Dentist
- Delta Dental Online/Mobile Account Registration Information
Vision Plan – EyeMed
American Fidelity (Section 125)
The Hartford Life
- Carlsbad Highlights Voluntary Life – All Employees
- Carlsbad Highlights Basic Life Certificated & Classified
The Standard
MetLife Legal Plan
Classified, Management, & Confidential Benefits
Important Notifications:
- 2025 Open Enrollment Notices
- CUSD Creditable Coverage Disclosure Notice - Classified & Management
- Women's Health & Cancer Rights Act Notification
- Classified & Management Benefit Contact List
Health & Welfare Insurance Tenthly Rates:
- 2025-26 Medical Premium Rates for Classified and Management Staff
- 2025-26 Dental & Vision Rates for Classified and Management Staff
Unit members hired after September 24, 2012 are eligible for health, dental and vision benefits only while working twenty (20) hours per week or more and are limited to selecting an HMO only type medical plan.
Anthem Blue Cross HMO
- HMO Dependents Living Outside California
- Find a Provider
- Costco Prescriptions
- 2025-26 Anthem Blue Cross HMO Full Benefits Summary
- 2025-26 Anthem Blue Cross HMO Select Benefits Summary
Anthem Blue Cross PPO
- Find a Provider
- Costco Prescriptions
- 2025-26 Anthem Blue Cross PPO 80-20 Benefits Summary
- 2025-26 Anthem Blue Cross PPO 90-10 Benefits Summary
Kaiser Permanente
- 2025-26 Kaiser Benefit Summary - Classified Staff
- 2025-26 Kaiser Benefit Summary - Management Staff
- Kaiser Care Away from Home - Travel
- Kaiser Chiro & Acupuncture Rider
Delta Dental & DeltaCare
- Delta Dental Evidence of Coverage
- Delta - Notice of Privacy Practices
- Delta Dental PPO Plan Highlights
- Delta Care (HMO) Plan Highlights
- Delta Dental Find A Dentist
- Delta Dental Online/Mobile Account Registration Information
EyeMed Vision
The Hartford Life
- Carlsbad Highlights Voluntary Life All Employees
- Carlsbad Highlights Basic Life Certificated & Classified
- Carlsbad Highlights Basic Life Management
MetLife Legal Plan
Employee Assistance Program
Retirement Information
FBC 403(b)/457(b) Deferred Compensation Plan
888-CalPERS (888-225-7377)
CalPERS – The California Public Employees' Retirement System provides retirement coverage to eligible classified employees/substitutes. Classified employees automatically qualify for enrollment in CalPERS after one of the following occurs:
- A classified employee or substitute has worked 1000 hours in a fiscal year or 125 days in a fiscal year
- An employee is offered a contract for a permanent classified assignment of 20 hours or more per week with the District
- An employee who has previously qualified for CalPERS works as a substitute or permanent employee with the District
CalSTRS – The California State Teachers' Retirement System provides retirement coverage to teachers in public schools and community colleges.
ARS (3121 Plan) – The 3121 Plan is a savings program for employees who are not eligible to participate in the State Employees' Retirement System. The Plan is a partnership between San Diego County Board of Education Fringe Benefits Consortium, Life Insurance Company of the Southwest, and National Benefit Services, LLC. Prior to eligibility for CalPERS, classified employees and substitutes will be enrolled in the alternative retirement system (3121 Plan).
- 3121 FICA Enrollment Guide